No Deposit? No Problem. 100% Mortgages Now Available with the help of Just Mortgages

22/07/2025

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For many first-time buyers looking to secure a distinctive home, the biggest challenge is the deposit. Now, there’s an alternative. A new 100% mortgage has launched - designed to help financially stable buyers take their first step, no deposit required.

Just Mortgages, one of the UK’s largest mortgage brokerages, is the exclusive broker partner for this 100% loan-to-value (LTV) mortgage, developed by April Mortgages.

This product is only available via Just Mortgages’ advisers - working in estate agency branches or as part of their extensive network of nearly 500 self-employed mortgage professionals across the UK.

 

What Is a 100% Mortgage?

It allows you to borrow the full value of the property, so you don’t need a deposit. It’s ideal for buyers with solid income and credit history who are ready to own but haven’t yet built savings.

 

What You Need to Consider

This product may suit buyers who’ve consistently paid rent or bills on time. However, with a 100% LTV mortgage, if property values fall, you could face negative equity. That’s why expert advice is vital before proceeding.

 

Why Work with Just Mortgages?

  • Bespoke guidance to match your lifestyle and finances
  • Access to exclusive mortgage products not found elsewhere
  • A seamless process from application to completion
  • Support beyond the purchase to help you stay on track

 

Your Journey Starts Here

Buying your first home - perhaps even your forever home - might be closer than you think. Connect with a Just Mortgages adviser to explore whether this zero-deposit option fits your future plans.

Contact Just Mortgages: Contact Just Mortgages | Just Mortgages

 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership on 21/07/2025

Chewton Rose introduce to Just Mortgages

Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority

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Chewton Rose is a trading style of Spicerhaart Estate Agents Limited, registered in England and Wales No. 04430726. Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD, a Spicerhaart Group Business. VAT Certificate 791 7755 78.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Chewton Rose introduce to Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345